Liddell and Crook, Chartered Accountants.
Helping you to get it right and get ahead


Caring, Friendly attitude to staff and clients
Personalised Service
Personalised Services
Recognising and understanding our clients’ individual needs
Easily reached, responsive to client needs
Forward Thinking
Keeping current and looking ahead

COVID-19 Small Business Cash Flow Loan (SBCS)

Organisations and small to medium businesses, including sole traders and the self-employed, may be eligible for a one-off loan with a term of 5 years if they have been adversely affected by COVID-19.

The Small Business Cashflow (Loan) Scheme (SBCS) has been introduced to support businesses and organisations struggling because of loss of actual or predicted revenue as a result of COVID-19. They must have 50 or fewer full-time-equivalent employees.

Inland Revenue will administer the payments and repayments of this scheme. Applications have been extended to the end of 2023.

Eligible businesses and organisations are entitled to a one-off loan. The maximum amount loaned is $10,000 plus $1,800 per full-time-equivalent employee.

Loans will be subject to an annual interest rate of 3% from the date it is provided by us.

If you repay the loan in full within 2 years you won’t be charged any interest. If you do not repay the loan in full within one year, you will be charged interest for the entire term of the loan.

Repayments are not compulsory in the first 24 months. Voluntary payments can still be made over this period. After 24 months, you will be required to make regular payments for both the principal and interest.

You are eligible to apply for the loan if you have a 30% drop in revenue for any 14 day period in the previous six months compared to the same 14 days a year ago. This is no longer a one-off loan but can be reapplied for if the criteria are met again after the loan has been repaid.


We are not merely accountants

We’re here to make a real difference to our clients. Delivering a high-quality, efficient compliance service is just part of that. Helping our clients develop, improve and grow their business is the next natural step. 

Our Business Development offerings are practical and tangible services that create long term value for clients.


Accounting Services
Accounting Services

We provide full business accounting services aimed at helping you to get it right & get ahead.
This includes:
Cashflow Management
Budget Planning
Tax Planning
End of Year Reports

We are Xero Gold Partners.

Business Advisory
Business Advisory

These are powerful business development services that provide immense value and clarity.

No generic packages – we tailor make the solutions for you.

Business Coaching, Cashflow Management, Trust Review, Succession Planning, and more

Xero Training and Support
Xero Training and Support

We love Xero because it gives us accurate data to help us all make better decisions. Liddell & Crook are Xero Gold Partners,

We can help you switch to Xero.

We also offer a number of Xero Training Seminars for beginners & advanced users.

“Do you have a small business and need an accountant who cares about you – not just your accounts? For 2 years, I looked for someone who would be open to learning about Direct Sales and how it worked. My business is VERY different than a bricks & mortar business.

Rachel from Liddell & Crook was the first accountant who was open, interested, and worked with me to create something for everyone, including my consultants. She is honest, kind, empathetic, and patient. No matter what business you’re in, I highly recommend Rachel.”

Patty Wunder



Ready to start getting ahead?

Meet us for a friendly chat and a cup of coffee or tea.

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